The are basically four types of animal covering: fur, feathers, scales, and shells and exoskeletons. Let’s look at these one at a time.Click to see full answer. Herein, why do animals have body coverings?Some have fur or scales. These are just a few types of body coverings animals have. Did you ever question why some animals have different body coverings than others? Animal body coverings are important as they keep the animal warm and dry, protect them from physical danger and help them hide from their enemies.One may also ask, what type of body covering do fish have? Most bony fishes are covered with the cycloid scales of salmon and carp, or the ctenoid scales of perch, or the ganoid scales of sturgeons and gars. Cartilaginous fishes (sharks and rays) are covered with placoid scales. In this manner, how do body coverings help animals? Body coverings help animals survive in many different ways. There are many different body coverings such as scales, fur, skin, blubber, feathers and shells. fur and blubber helps them stay warm and skin helps them camouflage.What is the body covering of a zebra?Zebras are generally thought to have white coats with black or brown stripes, according to the San Diego Zoo, because the stripes end at their bellies and the inner side of the legs, which are white. However, zebras have black skin under their white coats!